In a highly competitive industry where products are continually evolving and the regulatory landscape is so 'fluid' it would more accurately be called a seascape, without a highly flexible plan design you’d be struggling to stay afloat. That’s why our retirement savings solutions have an unparalleled level of flexible plan design built in. This flexibility enables you to readily adapt to most business needs and product features – without the necessity for expensive and time consuming programming changes.

Our solutions provide a cost-effective and efficient approach to adding new items and configuring the system to meet business requirements.

The solutions enable a wide range of rules to be configured including:

• multiple funds and plans
• multiple companies and reporting centres in each plan
• multiple benefit classes in each plan.

Our solutions have the ability to view membership to correspond with the needs of your business and those of members, for example:

• by scheme
• by pay centre
• by company
• by numerous user-defined entities

At each level, different rules may apply to each participant; this flexibility allows you to easily define structures that meet your administrative, financial and reporting requirements. We also offer the option of an online presence and internet front-end, enabling our clients to provide their customers with 24-hour access to their information, seven days a week.

The benefits to your business

Feedback from our superannuation/pensions clients have defined substantial business benefits including:

• increased revenue
• increased market share through a more attractive and competitive offering
• higher productivity leading to lower staff expenses,
• cost efficiencies through increased online interaction – e.g. lower printing and mailing costs.

What puts our solutions ahead of the pack?

Our SOA architecture is state of the art technology that delivers previously unheard of levels of scalability, ease of integration and flexibility.

This results in a solution that delivers flexibility in plan design, product options and rules configuration (rules engine) as well as support for access to more complex asset classes, limited or full capital guarantee on portfolio and performance based fees and fee for service distribution.

Sonata, our newly launched pension administration solution, is a functionally rich and flexible application that uses advanced technology to support the administration of a broad range of pension products. Sonata combines over 15 years of leading and trusted software with the advantages of modern architecture. A web-delivered, Java solution that operates on Oracle, MS SQL and Sybase, it is a tried, tested, scalable and highly configurable solution.

Our retirement savings solutions also fully integrate with our investment and insurance solutions.

Product coverage

• Corporate/group superannuation
• Industry funds
• Defined contribution
• Defined benefit
• Retail/personal superannuation
• Mastertrusts
• Allocated annuity/pensions
• Variable annuity/pensions
• Kiwisaver & PIE
• PPP
• Annuities
• Unsecured pensions
• SIPPs
• Protected rights
• Corporate SIPPs

More information?

For more information on our superannuation/pension solutions, please download our brochures (top left of this page). There are five brochures currently available for download:

• Industry brochure (APAC)
• Industry brochure (EMEA)
• TalisPension (EMEA retail superannuation product)
• Sonata Pensions (pensions product)
• Sonata Superannuation (superannuation product)

If you have any questions, or would like one of our team to get in touch with you to discuss our solutions, please click the 'Contact Us' button, located on the right of this screen, or email info@bravurasolutions.com